Privacy Policy
0% Finance via v12 Finance

Finance Payments via v12 Finance

0% Interest available on sales over £500

We offer our customers the opportunity to pay by 12 or 24 monthly instalments at 0% intreest. Applicable to all barbecues and accessories we sell on our website with a cart value of £500 or more. Other options are available for a lower cart value of £300- £499.99 with interest at 7.9% over 12 months. Minimum deposit amount is only 10%.

Applying for finance is fast and easy. Complete the credit agreement, sign it online and get an instant credit decision. Upon acceptance, pay your deposit and you're done.

How To Apply
You can apply for credit by selecting this method of payment at the final stage of the checkout process. It only takes a couple of minutes and you'll get an instant decision.

Qualifying For Credit
• You must be over 18 years of age.
• You must be a UK resident with at least 3 years' continual address history.
• You must be in full-time employment, unless you are retired or a house person with a spouse in full-time employment.
• You must have a UK bank account capable of accepting direct debits.
• The goods must be delivered to your home address.

Finance Examples
The following example, based on a purchase of £600.00 with a 10% deposit.

Finance Option:12 Months Interest Free
Deposit:10%
Monthly payment:£45.00
Number of monthly payments:12
Deposit you pay now:£60.00
Loan amount to be repaid:£540.00
Cost of loan interest:£0.00
Total amount payable including deposit:£600.00

Finance Option:24 Months Interest Free
Deposit:10%
Monthly payment:£22.50
Number of monthly payments: 24
Deposit you pay now:£60.00
Loan amount to be repaid:£540.00
Representative APR:0%
Cost of loan interest:£0.00
Total amount payable including deposit:£600.00


Finance Option: £400 12 Months @ 7.9% Interest
Deposit:10%
Monthly payment:£31.25
Number of monthly payments: 12
Deposit you pay now:£40.00
Loan amount to be repaid:£360.00
Representative APR:7.87%
Cost of loan interest:£15.00
Total amount payable including deposit:£415.00


Who provides finance?

Consumer credit service provided by v12 Finance, a trading name of Secure Trust Bank PLC. v12 Finance is authorised and regulated by the Financial Conduct Authority. Registration number: 679653. For more information please refer to our frequently asked questions or visit https://www.v12retailfinance.com.

Secure Trust Bank PLC. Registered in England and Wales 541132.
Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Registration number: 204550. For more information please visit https://www.securetrustbank.com/