Finance Payments via v12 Finance
0% Interest available on sales over £500
We offer our customers the opportunity to pay by 12 monthly instalments at 0% intreest. Applicable to all barbecues and accessories we sell on our website with a cart value of £600 or more. Other options are available for a lower cart value of £300- £599.99 with interest at 7.9% over 12 months. Minimum deposit amount is only 10%.
Applying for finance is fast and easy. Complete the credit agreement, sign it online and get an instant credit decision. Upon acceptance, pay your deposit and you're done.
How To Apply
You can apply for credit by selecting this method of payment at the final stage of the checkout process. It only takes a couple of minutes and you'll get an instant decision.
Qualifying For Credit
You must be over 18 years of age.
You must be a UK resident with at least 3 years' continual address history.
You must be in full-time employment, unless you are retired or a house person with a spouse in full-time employment.
You must have a UK bank account capable of accepting direct debits.
The goods must be delivered to your home address.
The following example, based on a purchase of £600.00 with a 10% deposit.
|Finance Option:||12 Months Interest Free|
|Number of monthly payments:||12|
|Deposit you pay now:||£60.00|
|Loan amount to be repaid:||£540.00|
|Cost of loan interest:||£0.00|
|Total amount payable including deposit:||£600.00|
|Finance Option: £400||12 Months @ 7.9% Interest|
|Number of monthly payments:||12|
|Deposit you pay now:||£40.00|
|Loan amount to be repaid:||£360.00|
|Cost of loan interest:||£15.00|
|Total amount payable including deposit:||£415.00|
Who provides finance?
Consumer credit service provided by v12 Finance, a trading name of Secure Trust Bank PLC. v12 Finance is authorised and regulated by the Financial Conduct Authority. Registration number: 679653. For more information please refer to our frequently asked questions or visit https://www.v12retailfinance.com.
Secure Trust Bank PLC. Registered in England and Wales 541132.
Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Registration number: 204550. For more information please visit https://www.securetrustbank.com/
When checking out, just fill out v12 Finance's easy online application form and you can be approved for up to £12,000 to spend on any barbecue or accessory you wish to purchase. The minimum order value to pay by finance is £400.
In order to apply for finance you will need to have the following information to hand:
The finance application is completed in the following order:
1. Confirmation that you are eligable for finance.
2. Prompted for your consent to perform a credit search.
3. Complete personal details, including residential status, DOB etc.
4. Complete address details
5. Complete employment status
6. Enter bank details (where your finance payments will be taken)
7. Review the pre-filled direct debit mandate.
The finance application will now require a digital signature on the credit agreement, and your deposit will need to be paid via credit or debit card*
*The deposit is only payable if your application is successful.
Yes, a minimum 10% deposit will need to be paid upon acceptance.
All monthly payments are paid by direct debit from your personal bank account. Typically the first payment will be due one month after the date of the finance agreement. Subsequent monthly payments will be due every month for the entire length of your repayment period, usually on the same day of the month.
Any but please remember that the minimum order value for finance is £400.
In the checkout you can select from three options. 0% over 12 months or 7.9% over 12 or 24 months.
You can apply on our website. Simply follow the checkout process and select your preferred finance option as a payment method.